Statistically, when people get in car accidents, they are relatively near their own home. You may just think, “I need to run to the store. I don’t need a seatbelt.” Or “I don’t need the car seat this time. I’m just going down the road.” No matter how far you are traveling you should always think of safety first because you could still get in an accident. If you do get in an accident, you want to make sure you have a New London Connecticut auto insurance company covering yourself and your vehicle.
Not only can your auto insurance cover damage to your car, the other person’s car or a structure that you may have hit, they can also cover you or anyone else that may have gotten hurt. Some benefits include a visit to the hospital, and chiropractic benefits. Your head hitting the seat from the impact, also known as whiplash, can change the curvature of your spine. Even if it is a low impact crash, your body may need a chiropractor or other rehabilitation to get back to normal.
Another coverage that is nice to have is roadside assistance/towing. If your car no longer functions, you need a way to get it home or to a repair shop. An insurance adjuster will have to come out to assess the damage, but until then you will need a way to get your vehicle from point A to point B. For this reason, it is a nice benefit to have roadside assistance/towing in your New London Connecticut auto insurance policy.
Visit the Byrnes Agency website for more information.