Trade insurance designed around the totality of a professional’s needs is not a new concept. In fact, taxi insurance programs have been around for decades. The key is understanding what they offer and whether or not it can cover your entire range of insurance needs.
Most taxi insurance coverage is designed to be comprehensive, but not every approach winds up fitting for every driver. Shop around until you find something that has all the bells and whistles you need, but also be aware there are a few coverage areas you can expect to see in any well-developed program.
- Uninsured/underinsured motorist coverage
- PIP coverage at varying levels
- Bodily injury liability
- Medical payment coverage
- Property damage liability
- Physical damage to your vehicle
Most programs that offer this kind of comprehensive coverage do so with options to scale, so it is worth requesting a quote for your whole operation if you own a fleet of taxis. In that case, you will also need to add employment insurance options to suit your company, which may not always be part of a taxi insurance program.
Find Taxi Insurance Coverage Today
The best way to see what a program has to offer you is to compare quotes. As you look around, pay attention to the experience and additional options presented by each coverage provider. That way you can find the one that is most suited to your business.