The Ins and Outs of Cemetery Insurance

As a cemetery owner, you have a lot to keep track of when it comes to running your business well.  You are responsible for upkeep such as mowing the grass in the cemetery, making sure walkways are clear, and gravestone maintenance.  On top of all that, you need to make sure your cemetery is protected in case something bad happens like vandalism or a natural disaster.

What Can Be Covered By Cemetery Insurance?

Cemetery insurance can be customized to cover a wide array of different things.  You can obtain liability insurance to cover your business in circumstances where a visitor is injured or their property is damaged.  Additionally, you can obtain coverage for situations where you cause someone financial harm due to negligence, omissions in your service, or an error of another type.  You can also obtain coverage for your cemetery itself in case it is damaged by theft/vandalism or an extreme weather event.

What Types of Coverage Are Available?

There are many different types of cemetery insurance coverage available.  Some commonly purchased types are:

  • Commercial general liability insurance
  • Professional liability insurance
  • Commercial auto insurance
  • Business interruption insurance
  • Workers compensation insurance
  • Employee theft and crime coverage

Running a cemetery presents a unique set of challenges when compared to other businesses.  Make things easier for yourself and purchase cemetery insurance today!

 

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