There are times when your job takes you far away from home. In fact, you may find yourself traveling all over the world for your particular line of work. If this is the case, you may have a few concerns about your insurance and understanding when and where you are covered. There are some cases where DBA insurance, or Defense Base Act insurance, can be useful to have. Consider this information to see if this policy makes sense for you.
What Does This Policy Cover?
As mentioned by www.moodyinsurance.com, this type of insurance is a kind of workers’ compensation coverage. It is a type of policy specifically created to cover individuals who work on public sector projects outside of the continental United States. Should you become injured while working, this policy helps to cover you the same way a traditional workers’ comp policy would back home. Common reasons for this insurance include:
- International military base employees
- Government-funded project workers
- Contractors working on military projects outside the United States
In most cases, having this type of insurance is required by law. If you are unsure of whether or not you need the coverage, look at your contract and see if it is explicitly stated in the terms of your employment.
Protecting yourself on the job can be tricky. Be sure to understand your options to feel secure no matter where your job takes you.