Collectibles come in all shapes and sizes, but they do have one thing in common: They can be very valuable. Those who collect love their trinkets; those who insure understand their value, literally and figuratively speaking. Specialized insurance companies in CT know how important these items are to their owners, which is why they work extra hard to insure them against possible losses.

Loss Causes

Stealing a collectible isn’t the only way its owner can suffer a heart-breaking loss. Other things that can result in a loss are fire, floods and other severe storm damage, inadequate packing and storage, and breakage. Once the collectible is damaged or stolen, the value is gone, and the collector has lost much more than just his or her passion, as many of these items carry fond memories with them.

Insurance Coverages for Collectibles

There are insurance companies out there that protect unique items because they know the value of doing so both for them and the owner. Some collectibles that require specialized policies include

  • Antique cars
  • Art
  • Jewelry
  • Yachts

Other collections, such as baseball cards, movie memorabilia, stamps, and vintage clothing can be added in with your homeowner’s policy. The bottom line is all of your special items should be insured, so work with insurance companies in CT that offer this coverage.

By Roy