As an employer, you’re probably perfectly aware that you need workers compensation insurance in PA. One thing that you might not be aware of is how to go about reporting employee injuries if one of them is ever injured on the job. The best time to learn how to do something is before you actually have to do it, and that’s especially true when it comes to filing any type of insurance claim.
If you are aware of an employee injury or if an employee informs you that they are injured, you have to file an Employer’s First Report of Injury or Fatality Form as long as the injury resulted in five partial or full days of disability. You have to file the form with the Department of Industrial Accidents (DIA) and your insurance company within seven calendar days from the fifth day of disability, excluding legal holidays and Sunday. You will also want to make sure that the injured employee receives a copy of the form.
In the event that the employee informs you of the injury after the initial five days of disability, you’ll still have to file the Employer’s First Report of Injury of Fatality within seven calendar days of the day you were informed of the injury. Should the injury result in nothing more than medical bills of less than five partial or full days of disability, you would only have to report it to your insurer.
Check with the company that provides you with workers compensation insurance in PA to see if there are any additional steps you need to take when reporting injuries.