As an employer it is important for you to have insurance to protect your business and your employees. If you don’t have workers comp insurance yet then it’s time for you to get covered. What if your employee gets injured during the job and wishes to bring a claim against you? A comprehensive workers’ compensation plan will keep you protected while compensating your employees for their losses.
What It Covers
This type of insurance is designed to compensate employees when they get injured. Here are the situations that are covered by workers’ compensation coverage:
- Compensation for permanent injuries
- Wage replacement
- Training costs
- Medical care
- Benefits to those who survive a deceased worker
Let’s face it: jobs can be dangerous. There is a high chance of employees getting injured. There are also malicious people who may wish to stage an injury in order to start a lawsuit. In either of these cases you want the proper protection in the form of workers comp insurance.
Get the Coverage You Need
When you’re investing in this type of insurance you want to get it from an insurance provider that knows the business. The right provider will give you an affordable plan, help small business owners get workers’ compensation, and offer a return-to-work plan.