manufacturers insurance company in Orlando

Liability Insurance Considerations For Manufacturers

Are you looking for a manufacturers insurance company in Orlando? As you start your search, it’s good to have an understanding of the coverages you’ll need to protect yourself and satisfy the requirements set forth by your industry and local government. Below are some of the liability coverages you should plan to include in your policy.

What is Liability Insurance?

Liability insurance covers you in case a non-employee experiences some sort of loss, injury or property damage because of your business activities. Should a lawsuit be filed, your policy will pay for legal fees and other expenses for which you are found liable.

General Liability – general coverage in case a third party experiences bodily injury or property damage as a result of your business.

Pollution Liability – covers you in case the bodily injury or property damage is the result of pollution from your manufacturing activities.

Product Liability – protects you in case a product you sold or supplied causes the injury or property damage.

Manufacturer’s E&O – covers you in case a lawsuit is filed against you because your negligence in designing or manufacturing a product or component led to the injury or property damage.

Employment Practices Liability – covers you in case a lawsuit is filed claiming wrongful termination, discrimination, sexual harassment or other illegal workplace practices.

Other forms of liability insurance are available depending on your exact needs. Therefore, it’s vital that you find an experienced manufacturers insurance company in Orlando to help you customize your policy.