Most bar owners can tell you about a time when the fun got a little out of control. Unfortunately, it just takes one angry intoxicated customer to start a physical brawl, resulting in hospital visits, broken property or even lawsuits. Bar liquor liability insurance programs are your best bet for protecting your business when the going gets rough.
Follow the Law
Many states require bars to have liquor liability insurance. Even the simple act of escorting an unruly customer to the door can cause trouble, especially if he or she ends up driving and getting into an accident. Bar owners can look for bar liquor liability insurance programs as part of a general liability package, or separately.
Choose a Quality Provider
Finding a reputable firm to do business with is essential for making the most of your investment. Many firms offer customized plans that include liquor deductibles up to $5,000, and that don’t involve volume commitments or contracts. Take time to browse online for the best provider rather than dealing with large corporation politics.
Protect Your Investment
You don’t need to close your doors because of one bad customer. Bar liquor liability insurance programs are designed to give you peace-of-mind in the event of an emergency, so your loyal customers can continue to have a great time.