motor truck cargo insurance coverage

How Cargo Insurance can Protect You

When looking for coverage for your cargo, motor truck cargo insurance coverage may be one option to consider. Here is some information you may want to know about this policy type, and the protection it can offer.

Unlike broad term commercial liability plans, motor truck cargo policies are designed to offer coverage to for-hire trucking entities. This policy type can offer coverage for either single shipments, or a series of shipments that can occur over the life of the policy and tends to focus on the cargo being carried.

Most policies cover damages such as equipment failure, fire, accidents, or water damage, as well as theft. They may also cover your cargo regardless of the type of commercial vehicle it’s being transported in. Some policies may also contain provisions for clean up or debris removal as well as reloading, towing, and even security. The exact term length and coverage type may depend on which policy you choose. Your agent can help answer any questions you may have.

If you are considering insuring your cargo then motor truck cargo insurance coverage may be right for your shipments. The coverage can vary depending on your chosen policy meaning you can find the best fit for your needs. Whether you’re worried about theft or damage with this policy type you can know your cargo is covered.