Category: Insurance

covering warehouse products with insurance

Protecting Your Customer’s Products

Because of the United States Uniform Commercial Code, it is important that a warehouse owner be vigilant in covering warehouse products with insurance. According to the UCC, any loss or damage to a customer’s goods is the responsibility of the warehouse owner to replace or make reparations for.  Warehousing claims of loss or damage could…

Nursing Homes

ADA Compliance in Assisted Living Facilities

ADA compliance is a federal mandate for all businesses. Residential facilities face different regulations from places of public accommodation such as stores or restaurants. Supportive housing and assisted living facilities such as nursing homes to need to be particularly conscientious about ensuring that their premises and operations are compliant with ADA regulations. Accessibility Concerns For…

byrnesagency

Tow Truck Liability Coverage Considerations

Operating a tow truck business involves distinct liability considerations for owners. To protect your business from liability, it’s important to do more than operate your trucks safely. It’s important to continually review your operational procedures and how you can minimize your risk exposure. In particular, it’s imperative to verify that your current insurance coverage line…

Vessel Owners

How Marine Pollution Insurance Covers Non-Vessel Owners

Owners and operators of marine vessels have a difficult profession where any security or safety compromise can result in disastrous environmental damage, property destruction and potential injury or death. However, workers not directly involved in the control of these vehicles can also be held liable in these incidents. A non-vessel owner policy can protect the…

understanding-x-mod-insurance

Understanding X Mod Insurance

When employees are injured at their workplace, business owners must pay Workers’ Compensation or risk being sued. The payments that business owners make qualify as X Mod insurance. How To Interpret the X Mod Factor X Mod is a shortened form of experience modification and refers to how the comparative safety of a workplace affects…

water color management

Water Contaminants To Watch Out For

Water contaminants are one of the main reasons companies in the industry often seek out top-notch water treatment coverage. As per www.watercolormanagement.com, two of the more hazardous ones to watch out for are mold and Legionella. Here are a few important facts about these potentially disastrous water contaminants. Mold You are putting everyone at risk if…