Owning a pet is a personal responsibility that can last for years. In addition to caring and providing for your animal, you also must be able to afford any damage your pet may cause. While most trained dogs are well-behaved, in the wrong circumstances any animal can potentially harm people, which is why responsible owners should look into dog liability insurance.
- Lawsuit Protection – If your dog should bite a stranger, you could be sued for medical expenses. These can be unexpectedly pricey, with dog bite injuries costing people over $400 million a year nationwide. A liability policy will help you with lawyers to manage your case, as well as cover the damages should the suit not be decided in your favor.
- Rental Security – Some landlords are reluctant to rent to dog owners, especially those with larger breeds or breeds with negative reputations. Possessing a liability policy can facilitate trust.
- Coverage for All Breeds – Some liability insurance programs may not cover certain types of canine. Specific dog liability insurance can be tailored to your circumstances and your pet, whatever its breed.
In the unfortunate event of your dog harming a stranger or acquaintance, you may find yourself responsible for the injured party’s medical costs. Liability insurance for your pet can help mitigate the aftermath of such an incident.